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Based on three years of research and verified by a team of financial experts, Investing: Starting from Scratch uses simple analogies to explain the complex subject of investing and retirement planning. Seventy-eight million Baby Boomers will begin turning 65 in 2011. Many of them will not have saved enough to retire because they don t know how to invest their money. The number one reason they give for procrastinating is that investing is just too complicated. Not anymore!